The potential health-care costs during retirement can seem pretty daunting, but don’t despair. According to a Fidelity Investments study, a 65-year-old couple in 2014 would have needed $220,000 to cover health-care costs during the course of their retirement, not including skilled nursing care. The average cost for nursing-home care is about $81,000 per year, with an average nursing home stay of 2.6 years for a typical female elderly patient and 2.3 years for a male, according to a report from the American Council of Life Insurers…
