Concierge services &
objective guidance,
from a trusted source.
INDIVIDUALS & FAMILIES
Independent guidance, planning, and tailored financial strategies along with access to investment opportunities to help you achieve your personal goals.
GROUP RETIREMENT PLANS
Concierge retirement plan design, setup and maintenance offerings that align with your organization’s values and mission.
FOUNDATIONS & ENDOWMENTS
Solutions for trustees to align your institution’s investments with its mission in a prudent way that can magnify your impact and help retain and attract donors.
Individuals & Families
Your personal wealth management team,
a scalable suite of financial tools & resources,
and an entire universe of investment opportunities.
Core Services
CERTIFIED FINANCIAL PLANNER®
CFP® professionals take a holistic, personalized approach to bring all the pieces of your financial life together. As part of the CFP® certification, we also make a commitment to act as a fiduciary when providing financial advice to our clients.
PROCESS
In the beginning of our relationship, we want to get to know you and understand your finances, goals and timeframes before making recommendations.
During the plan development we assess your investments, cash flows, taxes, retirement, estate and philanthropy plan, calculating the probability of successfully achieving all of your objectives without running out of money. We run as many scenarios as you’d like, designing the optimal strategy around your priorities.
Once we’ve agreed on the gameplan, our concierge administrative team handles all the paperwork electronically, simplifying your life immensely to enact any recommendations seamlessly on your behalf.
Over the years, life happens and things change and if left unrevised, financial plans grow irrelevant. That’s why our iterative ongoing review process is so valuable to keeping you on track each year.
Team Service
We serve each client together as an integrated team, offering you over eight decades of combined wealth management experience and investment solutions.
Convenience
Whether you’re at home or on the road, stay connected through our consolidated quarterly performance reports, regular online investor updates, and 24-7 secure online access.
Multi-Generational
Built as a partner-owned and operated firm, we’re here for you and your family across the generations.
INTEGRATED APPROACH
Each member of our team serves a function on your wealth management team. By taking on a role, we can evaluate each facet of your financial life in detail, providing specific and current action steps to continuously move us closer to your objectives.
DEFINE GOALS
We prompt you for any relevant information needed to assess your financial situation and focus our time together getting clear about your objectives and how we’ll define success.
SCENARIO MODELING
We project out your lifetime income, expenses, assets and liabilities, running multiple scenarios, each stress tested with 1,000 different market variables to determine the strategy with the highest probability of success.
RISK MANAGEMENT
We assess the risk factors and design a plan to mitigate them using proper diversification and insurance where appropriate.
RETIREMENT PLANNING
We assess your retirement accounts specifically to determine timing and amounts of Roth Conversions, Required Minimum Distributions (RMDs), and Qualified Charitable distributions (QCDs).
TAX STRATEGIES
Using your projected cash flows along with your tax returns, we provide a thorough analysis and recommendations of how to minimize your income and estate taxes.
PHILANTHROPY
We help our clients define a cohesive vision, set of values, and objectives for the family wealth, and weigh the pros and cons of available strategies to design a charitable giving plan that meets your unique objectives.
PORTFOLIO DESIGN
Considering all of these relevant
factors, we design and implement a comprehensive investment strategy for your entire portfolio.
Group Retirement Plans
Multiply your organization’s impact and energize your employees with tailored
group retirement plan services and mission-aligned investments.
Core Services
White Glove Retirement Plans
Impact Investors brings sustainable and responsible investment options at institutional pricing, to employers in a low-cost platform, delivered with concierge, white-glove service.
Partners
Because we are an independent RIA, we are not captive to a Broker Dealer and can therefore access any publicly traded investment and work with any recordkeeper, 3-38 Fiduciary, or custodian that’s available in the marketplace. Here are a few of the service providers that we currently work with.
Total Plan Design & Setup
We seek to optimize your group retirement plan and maximize your benefits by partnering with industry-leading custodians, record-keepers, and 3(38) fiduciaries to provide you with a competitive, compliant, and complete group retirement plan solution.
Complete Implementation
When you’re ready to move forward, our concierge team of administrative professionals and financial advisors work with your human resource support staff and plan participants to handle all the details from soup to nuts so you can focus on running your business.
Reliable Oversight
Our online account access and on-demand client support team provide you with regular plan updates and systematic reporting to ensure you have everything you need, right at your fingertips.
Services description
Our team has been providing socially responsible and sustainable investment options to group retirement plans for over twenty years.
Our mission has never changed — to provide people the option to invest their money in conscionable companies which prioritize social and environmental responsibility alongside continued profit growth.
We partner with multiple record keepers, TPAs, and custodians to offer a suit of retirement plan solutions that accommodate plans of different sizes and complexity.
We provide a range of account types including Solo(k), IRA, SIMPLE IRA and SEP, 401(k) 403(b), Roth 401(k), 457, Cash Balance, Profit Share, and Safe Harbor.
We orchestrate the 3(38) fiduciary services offering ESG as part of or in a full 401(k) line-up, along with 3(16) fiduciary oversight.
Mutual funds are institutional class when available.
Pricing
We charge a one-time $750 setup fee and 0.40% of plan assets annually ($1000 annual minimum).
Confidence That's Worth it
Financial advisers deliver confidence when it comes to oversight in investment management and regulation and compliance. 27% of plan sponsors report this confidence is the motivating reason for onboarding a financial advisor. Once onboarded, 93% of plan sponsors agree that the financial advisor support in regulatory matters is valuable.
More Choices, Better Plan Design
Retirement plans with a dedicated financial advisor overwhelmingly reported robust plan features, such as offering a range of investment choices (88%). In fact, 91% of plan sponsors agreed that having a dedicated financial advisor provided them with guidance on critical plan design options as their company scaled.
Better Outcomes for Employees
Eighty-seven percent of plan sponsors agreed that when a Financial Advisor is offered with the workplace retirement plan, the company as a whole has better plan outcomes, including higher employee participation (86%) and more eligible employees being on-track for retirement (86%).
Source: The Value of a Financial Advisor,
Morgan Stanley at Work, Rebel & Co, March 2022.
Foundations & Endowments
Veteran investment committee with over eight decades of experience,
combined with an extensive network of financial professionals
bringing your mission-aligned investment strategy to the next level.
Core Services
Ranked #2 DAF
service provider
in the country.
PROCESS
Our consultative approach starts with understanding the mission of your organization along with your financial circumstances and vision for the future.
We work with your team to design and implement a holistic investment strategy that can support your mission and meet your long-term financial targets.
We stay connected through regular investor updates and systematic reporting, providing you and your stakeholders with the financial tools and resources to achieve your mission.
Partnership
As fellow mission-driven organizations, we seek to continuously empower you to realize your mission, and invite you to take advantage of our capabilities to that end.
Scalable
Impact Investors is built as an independent firm with the systems to scale services and solutions as needed, leveraging our extensive network of financial professionals to your benefit.
Multi-Generational
Built as a partner-owned and operated firm, our succession plan means we’ll be here for you and your organization’s community for generations to come.
Suite of Services
Administration
We provide you with seamless execution and comprehensive administration of your entire portfolio.
•Engage & Negotiate Investment Managers & Custodial Options and Related Fees
•Cooperate and Coordinate with Existing Advisors & Managers
•Facilitate Account Opening/Closing, Consolidation, Distributions and Flows
•Implement Asset Allocation Changes
•Manage Private Equity Capital Calls & Distributions
•Deliver Tax Materials (gain/loss reports, 1099s, K-1s, etc.)
•E-document Management of Statements, Confirms, & Other Correspondence
Reporting
All of your accounts feed into our reporting software, providing you with 24/7, comprehensive data to keep track of your entire investment portfolio across custodians.
•Custom investment performance and activity reporting based on your preferences and requirements
•Establish Account Access & Data Feeds with Existing Custodians & Investment Managers
•Record & Maintain Private Equity History (Capital Calls, Distributions, IRR, Remaining Commitments, etc.)
•Track Cost & Tax Basis
•Incorporate Uniquely Held Private Assets – Below the Line
•Monitor & Reconcile Investment Activity
•Custom ESG Reporting
•Custom Impact Reporting
Board Governance & Education
We ensure that trustees, staff, and volunteers have the financial tools and knowledge they need to provide strong leadership and oversight.
•Support Foundation staff by helping to ensure Board/Committee members have all necessary financial reports to act as responsible, informed fiduciaries
•Conduct educational sessions for Board/Committee members, customized for their interests
•Incorporate outside speakers if desired, to inform Board/Committee members of developments relevant to investment portfolio and mission
•Provide topical written resources and webinars on a variety of interests relevant to foundations and endowments
Outsourced CIO
Leverage our investment committee and platform to outsource all components or simply complement your existing investment offerings.
•Strategic & tactical asset allocation, aligned with your investment policy statement (IPS)
•Outside manager selection & ongoing due diligence
•Coordination with legacy investments
•Full suite of investment solutions across asset classes
•Mission-aligned investment advice & solutions
Values-Aligned
Our forte is sustainable and impact investment strategies across asset classes. Being our namesake, we know how to align your entire portfolio with your impact objectives.
•Incorporate impact objectives into Investment Policy Statement
•Comprehensive manager due diligence, selection, monitoring and reporting
•Impact investment solutions across asset classes
•Custom reporting, including ESG and impact scoring across the entire portfolio
•Custom values screening capabilities
•Custom proxy voting service
•Custom shareholder engagement service
•Access to Thought Leadership
•Custom education on impact investing
Stakeholder Engagement
Whether you are developing a strategy for a new or existing foundation, endowment or charitable giving strategy, we can help you engage to achieve your philanthropic goals.
•Facilitate processes to articulate core values, vision, and mission
•Design and lead multi-stakeholder process to develop or update a strategic plan or framework
•Collaborate and communicate across your networks to achieve global impact objectives
Publicly Traded Portfolios
Leverage our investment committee and platform to outsource all components or simply complement your existing investment offerings.
•Prudently—diversified, strategic asset allocation
•Tactical implementation and rebalancing
•Values-aligned and Mission-aligned customization
•Investment Policy Statement (IPS) construction write
•Tax reduction investment strategies
•Upside growth along with downside protection
•Sustainable & socially responsible investment objectives
•Managed by investment committee
•Quarterly investor updates
•Systematic performance reporting (see previous)
Private Impact Investments
We provide you with access to investments in enterprises addressing the world’s most pressing social and environmental issues.
•Strategy and portfolio construction, design, & implementation
•Source investment opportunites that meet your criteria.
•Due diligence process to assess financial quality and potential
•Trade execution and administration
•Personal quarterly updates with your private portfolio manager
•Systematic reporting (see previous).
Administration
We provide you with seamless execution and comprehensive administration of your entire portfolio.
•Engage & Negotiate Investment Managers & Custodial Options and Related Fees
•Cooperate and Coordinate with Existing Advisors & Managers
•Facilitate Account Opening/Closing, Consolidation, Distributions and Flows
•Implement Asset Allocation Changes
•Manage Private Equity Capital Calls & Distributions
•Deliver Tax Materials (gain/loss reports, 1099s, K-1s, etc.)
•E-document Management of Statements, Confirms, & Other Correspondence
Reporting
All of your accounts feed into our reporting software, providing you with 24/7, comprehensive data to keep track of your entire investment portfolio across custodians.
•Custom investment performance and activity reporting based on your preferences and requirements
•Establish Account Access & Data Feeds with Existing Custodians & Investment Managers
•Record & Maintain Private Equity History (Capital Calls, Distributions, IRR, Remaining Commitments, etc.)
•Track Cost & Tax Basis
•Incorporate Uniquely Held Private Assets – Below the Line
•Monitor & Reconcile Investment Activity
•Custom ESG Reporting
•Custom Impact Reporting
Board Governance & Education
We ensure that trustees, staff, and volunteers have the financial tools and knowledge they need to provide strong leadership and oversight.
•Support Foundation staff by helping to ensure Board/Committee members have all necessary financial reports to act as responsible, informed fiduciaries
•Conduct educational sessions for Board/Committee members, customized for their interests
•Incorporate outside speakers if desired, to inform Board/Committee members of developments relevant to investment portfolio and mission
•Provide topical written resources and webinars on a variety of interests relevant to foundations and endowments
Outsourced CIO
Leverage our investment committee and platform to outsource all components or simply complement your existing investment offerings.
•Strategic & tactical asset allocation, aligned with a your investment policy statement (IPS)
•Outside manager selection & ongoing due diligence
•Coordination with legacy investments
•Full suite of investment solutions across asset classes
•Mission-aligned investment advice & solutions
Values-Aligned
Our forte is sustainable and impact investment strategies across asset classes. Being our namesake, we know how to align your entire portfolio with your impact objectives.
•Incorporate impact objectives into Investment Policy Statement
•Comprehensive manager due diligence, selection, monitoring and reporting
•Impact investment solutions across asset classes
•Custom reporting, including ESG and impact scoring across the entire portfolio
•Custom values screening capabilities
•Custom proxy voting service
•Custom shareholder engagement service
•Access to Thought Leadership
•Custom education on impact investing
Stakeholder Engagement
Whether you are developing a strategy for a new or existing foundation, endowment or charitable giving strategy, we can help you engage to achieve your philanthropic goals.
•Facilitate processes to articulate core values, vision, and mission
•Design and lead multi-stakeholder process to develop or update a strategic plan or framework
•Collaborate and communicate across your networks to achieve global impact objectives
Publicly Traded Portfolios
Leverage our investment committee and platform to outsource all components or simply complement your existing investment offerings.
•Prudently—diversified, strategic asset allocation
•Tactical implementation and rebalancing
•Values-aligned and Mission-aligned customization
•Investment Policy Statement (IPS) construction write
•Tax reduction investment strategies
•Upside growth along with downside protection
•Sustainable & socially responsible investment objectives
•Managed by investment committee
•Quarterly investor updates
•Systematic performance reporting (see previous)
Private Impact Investments
We provide you with access to investments in enterprises addressing the world’s most pressing social and environmental issues.
•Strategy and portfolio construction, design, & implementation
•Source investment opportunies that meet your criteria.
•Due diligence process to assess financial quality and potential
•Trade execution and administration
•Personal quarterly updates with your private portfolio manager
•Systematic reporting (see previous).
%
of our clients agreed that "prudent advice from a trusted source" is one of the top three most valuable services we provide.
2024 Impact Investors Client Survey
%
more accumulation of assets by households that engaged with financial advisors than households that didn't.
“The Gamma Factor and the Value of Financial Advice.” CIRANO, AUG 2016
%
of those who worked with a financial professional said that they’re less stressed because of the help they receive from them.
“Americans Without Advisors are More Stressed. So Why Aren’t They Engaging with Financial Professionals?” RIAIntel, DEC 2022
%
of our clients said that "Financial and Retirement Plan Projections" is one of the top three most valuable services we provide.
2024 Impact Investors Client Survey
